Financing with Our Dealership

Champaign Lincoln takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Champaign Lincoln Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Champaign Lincoln can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Ready to Lease or Buy Your Lincoln Model? Visit Champaign Lincoln Today to Begin

Locating that perfect match in our inventory is an exciting time for any Illinois driver, and we're happy that you discovered the right crossover or SUV on our lot. Our team believes in providing you with a full-service experience, and that goes beyond showing you a selection of new and pre-owned Lincoln models. We also commit to helping you find financing solutions that suit your needs, and when you visit in Champaign, you can use our expertise to your advantage.

Lincoln Lease & Loan Terms Designed for Your Life in Illinois

You've found the right Lincoln Navigator, Lincoln Aviator, Lincoln Corsair or Lincoln Nautilus, and now you need to consider the financing terms that suit your needs. Don't fret; our team has the expertise to guide you through the process and get you driving home to Illinois in no time. Whether you lease a new Lincoln crossover or SUV, or you choose a pre-owned car loan, we're experienced in all aspects of the process and can guarantee you get the right option.

Discover Premium Lincoln Features & Performance for Yourself at Champaign Lincoln

If you're ready to take the next step towards bringing a new or pre-owned Lincoln Navigator, Lincoln Aviator, Lincoln Corsair or Lincoln Nautilus home to Illinois, visit us today. Our dealership in Champaign is known for our customer service, and our financing team can go the distance for you to get you into the right new crossover or SUV on your terms. Contact us today if you have further questions, and our team will be happy to answer them for you.

Your privacy is important to us.

Champaign Lincoln takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Champaign Lincoln

    701 West Marketview Drive
    Champaign, IL 61822

    • Sales: (217) 352-0462
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Get in Touch

  • Contact our Sales Department at: (217) 352-0462
  • Monday9am-7pm
  • Tuesday9am-7pm
  • Wednesday9am-7pm
  • Thursday9am-7pm
  • Friday9am-6pm
  • Saturday9am-5pm
  • SundayClosed